Emirard Real Estate Sales Team QA Training
Frequently Asked Questions & Answers
1. General Questions
Can foreigners buy property in Dubai?
Yes, foreigners can purchase freehold properties in designated areas.What are the benefits of buying property in Dubai?
Tax-free investment, high rental yields, and a rapidly growing economy.What is the difference between freehold and leasehold properties?
Freehold grants full ownership, while leasehold is a long-term lease (usually 99 years).Do I need a residence visa to buy property?
No, but investing over AED 2 million can qualify you for a Golden Visa.Is it better to buy off-plan or a ready property?
Off-plan offers lower prices and flexible payment plans, while ready properties provide immediate rental income.
2. Financial & Legal Questions
What are the additional costs when buying property?
Transfer fee (4%), registration fee, agent commission, and service charges.Can I get a mortgage as a foreigner?
Yes, but requirements vary based on residency status and financial history.What is the minimum down payment required?
Typically, 20% for residents and 50% for non-residents.Are there ongoing costs after purchase?
Yes, service charges, maintenance fees, and property management costs.Is rental income taxed in Dubai?
No, rental income is tax-free in Dubai.
3. Property & Investment Questions
Which areas in Dubai are best for investment?
Downtown, Dubai Marina, Business Bay, Palm Jumeirah, and JVC.
What is the expected rental yield in Dubai?
Typically 5-8%, depending on the location and property type.
Are property prices expected to rise in Dubai?
Yes, due to strong demand, economic growth, and investor interest.
Can I resell my off-plan property before completion?
Yes, but some developers have restrictions on resale.
How do I verify the legitimacy of a developer?
Check their registration with the Dubai Land Department (DLD).
Is it possible to negotiate property prices in Dubai?
Yes, especially in the secondary market. Off-plan discounts depend on the developer.
Are short-term rentals allowed in Dubai?
Yes, but properties must be registered with Dubai Tourism for short-term leasing.
What is the difference between freehold and off-plan properties?
Freehold properties are completed and ready to own, while off-plan properties are still under construction.
Can I purchase commercial property as a foreigner?
Yes, in designated freehold areas, but restrictions may apply.
How do I ensure a good return on investment (ROI)?
Choose prime locations, consider rental demand, and work with a reputable agent.
4. Buying Process Questions
How long does the buying process take?
Typically 30-60 days for a completed property.
What documents are needed to buy property?
Passport, proof of funds, and Emirates ID (for residents).
Do I need a lawyer to buy property in Dubai?
Not mandatory, but recommended for due diligence.
How do I transfer property ownership?
Through the Dubai Land Department with a No Objection Certificate (NOC) from the developer.
Can I buy property remotely?
Yes, through a power of attorney or online transactions.
Are there any restrictions on selling a property?
Some developers have lock-in periods before resale; check contract terms.
What happens if I miss a payment on an off-plan property?
Developers may impose penalties or cancel the contract, depending on terms.
Can I buy property in Dubai under joint ownership?
Yes, multiple buyers can co-own a property.
What is the process for obtaining a mortgage?
Submit income proof, undergo bank approval, and finalize the loan agreement.
Are payment plans available for all properties?
Mostly for off-plan projects, but some developers offer post-handover plans.
5. Post-Purchase & Management Questions
Can I rent out my property easily?
Yes, Dubai has a strong rental market, and property management companies can assist.
What are service charges, and how are they calculated?
Fees paid to maintain shared facilities, calculated per square foot.
Can I live in my property while paying the mortgage?
Yes, once the purchase is complete.
How do I get a residency visa through property investment?
Invest AED 2 million+ to qualify for a 10-year Golden Visa.
Can I buy a property under a company name?
Yes, but it must be a UAE-registered company.
How do I handle tenant disputes?
The Dubai Rental Dispute Center mediates tenant-landlord issues.
Can I hire a property management company?
Yes, they handle tenant sourcing, maintenance, and rent collection.
What happens if my property is vacant for a long period?
Consider short-term rentals or hiring an agency to find tenants.
Are home insurance and property insurance required?
Not mandatory, but highly recommended for protection.
Can I renovate my property?
Yes, but major renovations may require developer and municipality approval.
6. Developer vs. Agency Questions
Why should I buy through an agency instead of directly from a developer?
Agencies provide multiple property options, market insights, and negotiation assistance.
Are agency commissions negotiable?
Sometimes, but they are usually 2% of the property price.
Do developers offer discounts for bulk purchases?
Yes, many developers offer bulk-buy discounts and flexible payment plans.
What is a payment plan, and how does it work?
Developers offer structured installment payments, often interest-free.
What happens if a developer delays the project?
The Dubai Land Department oversees regulations, and compensation may be available in some cases.
What role does the Real Estate Regulatory Authority (RERA) play?
RERA regulates Dubai’s real estate sector to protect investors.
Are developers obligated to complete a project?
Yes, funds for off-plan projects are secured in escrow accounts.
Do real estate agencies provide after-sales support?
Some agencies offer property management and rental services.
Is it better to buy directly from a developer or through an agent?
Agents provide unbiased advice, while developers only sell their projects.
How can I stay updated on Dubai’s real estate market trends?
Follow the Dubai Land Department, real estate reports, and expert analysis.
